PERSONAL BANKING
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At Southwest Regional Credit Union, we know that you work hard for your money, so we’ve created chequing and savings accounts, loans, mortgages and investment plans that make managing your money easier.


Chequing Accounts

Regional Account

  • A complete package of personal banking services with one low monthly fee* (included 50 debit transactions per month)
  • After 50 debit transactions per month, a per debit fee applies
  • $500 minimum overdraft protection (O.A.C.)
  • Free basic personalized cheques
  • No fee utility payments
  • No fee money orders, certified or travellers cheques
  • 33.33% off safety deposit box rental
  • No interest payable

Regional Account Plus

  • Convenient, all-inclusive, one low monthly fee*
  • Unlimited transactions
  • $500.00 minimum overdraft protection (O.A.C.)
  • Free basic personalized cheques
  • No fee utility payments
  • No fee money orders, certified or travellers cheques
  • 33.33% off safety deposit box rental
  • No interest payable

Maximizer Account

  • This account pools your deposits to give you the maximum available interest rate while providing you with convenient low-cost chequing
  • Tiered preferred rate of interest payable on balances of $500 or more
  • Maintaining a minimum monthly balance of $1,000 provides for 20 free debit transactions
 

Heritage 60

  • For members 60 years of age or older
  • No service charges on accounts which are non-interest bearing
  • Free basic personalized cheques
  • No fee utility payments
  • No fee money orders, certified or travellers cheques
  • 50% off safety deposit box rental

Personal Chequing Account

  • One low monthly fee that includes 10 debit transactions
    per month
  • After 10 debit transactions per month, a per debit fee applies
  • No interest payable

Personal Chequing Plus Account

  • One low monthly fee that includes 50 debit transactions
    per month
  • After 50 debit transactions per month a per debit fee applies
  • A basic, no-frills chequing account
  • No interest payable

Student Account

  • For members 18 to 21 years of age
  • No maintenance fees and the first 25 debit transactions
    are free

Youth Account

  • For members under 18 years of age
  • No maintenance fees and the first 25 debit transactions
    are free

All Student/Youth accounts are available as either chequing or savings.

 

Savings Accounts

Plan 24 Savings Account

  • This account earns interest calculated on the minimum daily balance and paid quarterly
  • One free debit allowed for each $200 minimum monthly balance
  • Nominal fee levied for each debit payable at month end

 

U.S. Plan 24 Savings Account

  • For personal use only
  • Not insured by deposit insurance
  • An American dollar account
  • Account balance limit of $10,000 in effect

 

* Excludes network fees or surcharges.
Network Fees - by us for using other institutions ATM’s Surcharges - by other institutions for using their ATM

 

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