RATES

Interest Rates as of Feb 1, 2012


Plan 24 Savings
  0.10%
U.S. Plan 24 Savings
   0.05%
Association
   0.10%
New Car Loan
   6.90% (fixed rate)
Student LOC
   4.00%
Student Repayment
   5.50%
Overdraft LOC
   18.25%
Lambtonline LOC
   8.25% 9.25%
Lambtonline II - Home Equity LOC
   3.90% (first charge)
4.40% (second charge)



         
       
 
Index Linked Term Deposits
Market Growth, Principal Protection, NO CAP
Ask our Investment Specialists for Details!
 
   
       

 


Short Term Deposits
Term
 Rate
30-59 Days
0.40%
60-89 Days
0.40%
90-179 Days
0.45%
180-269 Days
0.55%
270-364 Days
0.55%
Long Term Deposits
Term
Annual
Semi-Annual
Monthly
1 Year
1.00%
0.88%
0.75%
2 Years
1.15%
1.03%
0.90%
3 Years
1.30%
1.18%
1.05%
4 Years
1.40%
1.28%
1.15%
5 Years
1.85%
1.73%
1.60%
Maximizer
Minimum Balance Rate
$500-$4,999 0.05%
$5,000-$14,999 0.10%
$15,000-$49,999 0.15%
$50,000+ 0.20%

RRSP/RRIF
Term
 Rate
Variable
0.20%
1 Year 1.00%
1.5 Years
1.08%
2 Years
1.15%
2.5 Years
1.23%
3 Years
1.30%
4 Years 1.40%
5 Years 1.85%


Mortgages
Term
Rate
Open
6 Month Convertable
3.50%
6.65%
1 Year
3.50%
6.70%
2 Years
3.85%
3 Years
3.95%
4 Years *if funds available
4.64%
5 Years *if funds available
5.14%
5 Years (MSV, Variable)
3.50%

Line of Credits
Category
Rate
RRSP LOC
3.00%
Student LOC
4.00%
Overdraft LOC
18.25%
LambtonLine A LOC
7.25%
LambtonLine B LOC
8.25%
LambtonLine I LOC
8.25%
LambtonLine II LOC 3.90% (first charge)
LambtonLine II LOC
4.40% (second charge)

Personal Loans
Term  
Variable 8.25% 9.25% 10.25%
Fixed up to $1,000 13.25% Max. 18 months
Fixed from $1,000-$3,000 12.25% Max. 24 months
Financial Reconstruction 12.25%
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