SERVICE CHARGES As of November, 2011
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ACCOUNT SERVICE CHARGES		  
BANKING SERVICE CHARGES


Personal PCA

  • Maintenance fee, passbook $4.00
  • Includes 10 debit transactions
  • Withdrawal in branch $0.50
  • Cheque, preauthorized debit $0.50
  • Direct payment purchase / point of sale $0.50
  • ABM withdrawal or bill payment $0.50

Personal PCA Plus

  • Maintenance fee, passbook $11.00
  • Unlimited transactions (As of May 1, 2012)

Regional Account

  • Maintenance fee for service package $11.00
  • Up to 50 debit transactions
  • After 50 transactions, a per debit fee $0.50

Regional Account Plus

  • Maintenance fee for service package $18.00
  • Unlimited transactions

Maximizer

  • Maintenance fee, passbook $3.75
  • 20 debit transactions free with minimum monthly balance
    of at least $1,000
  • Withdrawal in branch $0.60
  • Cheque, preauthorized debit $0.60
  • Direct payment purchase / point of sale $0.60
  • ABM withdrawal or bill payment $0.60

Plan 24 Savings

  • One free debit for every $500 in minimum monthly balance
  • Withdrawal in branch $1.00
  • Cheque, preauthorized debit $1.00
  • Direct payment purchase / point of sale $1.00
  • ABM withdrawal or bill payment $1.00

U.S. Plan 24 Savings

  • No service charges with minimum monthly balance of at
    least $1,000
  • Withdrawal in branch $1.00

Youth/Student Account

  • Youth = all members age 0 to 17
  • Student = all members age 18 to 21
  • At age 22 membership changed to regular
  • No maintenance fee and first 25 debit transactions free
  • After 25 debit transactions, a per item fee $0.50
  • Cheque written by member returned NSF $20.00

Current Account - Pay Per Use

  • Maintenance fee, statement $6.75
  • One free debit for each $1000 in minimum monthly balance
  • Deposit $1.00
  • Withdrawal in branch $0.75
  • Cheque, preauthorized debit, preauthorized credit $0.75
  • Direct payment purchase / point of sale $0.75
  • ABM withdrawal or bill payment $0.75
  • Cheque originally deposited and has been returned $5.00

Flat Fee Business Account

  • Maintenance fee for service package $52.50
  • Up to 75 transactions included
  • After 75 transactions, a per item fee $0.75

Flat Fee Agricultural Account

  • Maintenance fee for service package $20.00
  • Up to 50 transactions included
  • After 50 transactions a per item fee $0.75
  


Bank drafts

  • Canadian $6.50
  • Foreign Currency $10.00 + costs

Certified cheques

  • Member’s request $9.00

Foreign cheques cashed excluding all U.S. currency cheques

  • Excludes American Express traveller cheques in any foreign currency $6.00

Money Orders

  • Canadian $6.50
    U.S.     $6.50

NSF cheque written by member which is returned $42.50

NSF U.S. currency cheque written by member and returned $45.00

Overdraft handling fee - per item fee $6.00

Overdraft unauthorized in account $6.00

Safety Deposit Box – annual rental fee

  • Small box (1 ½ in.) $35.00
  • Medium box (2 ½ in.) $45.00
  • Large box (5 in.) $75.00
  • rental billing notice mailed or late payment fee $10.00

Stop Payments

  • Complete details $12.00
  • Incomplete details, but must have amount $17.00

Transfer between accounts to cover
overdraft $6.00

Traveller Cheques

  • Standard cheques with single signature 1.00%
  • Dual signature cheques 1.75%

Utility bill payment error correction $12.00


*Service charges are subject to change without notice.

 
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