Investments

We can offer a broad selection of products not available through other wealth managers.

RRSP (Registered Retirement Savings Plan)
RRIF (Registered Retirement Income Fund)
LIF (Life Income Fund)
LIRA (Locked-in Retirement Account)
RESP - (Registered Education Savings Plan)
  • A registered investment to save for post-secondary education
Mutual Funds, Ethical Funds® and other Third Party Mutual Funds*
  • Select Mutual Funds available through Credential Asset Management Inc.
Term Deposits
  • Guaranteed rate of return
  • $1,500 minimum, 30 days to 364 days
  • $ 500 minimum, 1 to 5 years
Canada, Ontario and RRSP Bonds
  • All government bonds available as per legislation
Index-Linked Term Deposits
  • $1000 minimum investment, 3 year or 5 year term
  • For investors who are looking for a deposit with a principal guarantee that offers the potential for a higher return than the return paid on fixed rate deposits
  • No risk to the initial investment
  • Return on this product is based on the stock performance over a set period for an Index or a basket of stocks
  • Not redeemable prior to maturity
  • Available as registered or non-registered investment only
Dividend Savings
  • Available as registered or non-registered investment only
  • The Board of Directors may elect to pay a dividend at a rate based on the financial performance of your credit union
  • Average monthly balance of $5,000 must be maintained
  • This account provides members with a solid return from an account that remains accessible should an unexpected need arise
  • One allowable withdrawal per month at no charge
Qtrade Brokerage Services
  • self directed stock purchasing

Disclaimer Information *Mutual funds are offered through Credential Asset Management Inc. Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments. Please read the prospectus before investing. Unless otherwise stated, mutual fund securities and cash balances are not covered by the Canada Deposit Insurance Corporation or by any other government deposit insurer that insures deposits in credit unions. Mutual funds are not guaranteed, their values change frequently and past performance may not be repeated.

® Ethical Funds is a registered mark owned by Ethical Funds Inc. and is used under licence.