Whether you are preparing for retirement or already enjoying the freedom, Southwest Regional Credit Union has everything you need to help make your retirement the best time of your life. Contact us today for details.
RRSP's, RRIF's (variable or fixed for 1-5 years) |
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LIF (Life Income Fund), LIRA (Locked-in retirement account) |
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Index-Linked Term Deposits |
- $1000 minimum investment, 3 year or 5 year term
- For investors who are looking for a deposit with a principal guarantee that offers the potential for a higher return than the return paid on fixed rate deposits
- No risk to the initial investment
- Return on this product is based on the stock performance over a set period for an Index or a basket of stocks
- Not redeemable prior to maturity
- Available as registered or non-registered investment only
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Dividend Savings |
- Available as non-registered investment only
- The Board of Directors may elect to pay a dividend at a rate based on the financial performance of your credit union
- Average monthly balance of $5,000 must be maintained
- This account provides members with a solid return from an account that remains accessible should an unexpected need arise
- One allowable withdrawal per month at no charge.
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Term Deposits |
- Guaranteed rate of return
- $1,500 minimum, 30 days to 364 days
- $500 minimum, 1 to 5 years
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Heritage 60 |
- For members 60 years of age or older
- No service charges on accounts which are non-interest bearing
- Free basic personalized cheques
- No fee utility payments
- No fee money orders, certified or travelers cheques
- 50% off safety deposit box rental
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Financial Planning |
- Enjoy the benefits of our Professional Financial Planner who can provide an unbiased opinion of your current portfolio and provide you with a suggested plan to help you achieve your desired goals
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Estate Planning |
- Provided by Concentra Financial
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