Service Charges

Please note these charges are effective Nov 1, 2017.
Click here for the full Service Charge Brochure

Account Service Charges

Personal PCA

  • Monthly maintenance fee, passbook $4.00
  • Includes 10 debit transactions
  • Withdrawal in branch $0.60
  • Cheque, preauthorized debit, bill payment $0.60
  • Direct payment purchase / point of sale $0.60
  • ATM withdrawal or bill payment $0.60

Personal PCA Plus

  • Monthly maintenance fee for service package without benefits, passbook $11.00
  • Unlimited transactions

Regional Account

  • Monthly maintenance fee for service package with benefits $11.00
  • Up to 50 debit transactions
  • After 50 transactions, a per debit fee $0.60
  • Withdrawal, checque, preauthorized debit, bill payment $0.60
  • Direct payment purchase/point of sale $0.60
  • ATM withdrawal or bill payment $0.60

Regional Account Plus

  • Maintenance fee for service package with benefits $18.00
  • Unlimited transactions
  • Line of Credit Mandatory

Maximizer

  • Maintenance fee, passbook $3.75
  • 20 debit transactions free with minimum monthly balance of at least $1,000
  • Withdrawal in branch $0.70
  • Cheque, preauthorized debit $0.70
  • Direct payment purchase / point of sale $0.70
  • ATM withdrawal or bill payment $0.70

Plan 24 Savings

  • One free debit for every $500 in minimum monthly balance
  • Withdrawal in branch $1.00
  • Cheque, preauthorized debit $1.00
  • Direct payment purchase / point of sale $1.00
  • ATM withdrawal or bill payment $1.00

U.S. Plan 24 Savings

  • No service charges with minimum monthly balance of at least $1,000
  • Withdrawal in branch $0.75
  • Max balance $10,000

Youth/Student Account

  • Youth = all members age 0 to 17
  • Student = all members age 18 to 25
  • At age 26 membership changed to regular or may qualify for milestone
  • Maintenance fee $0.00
  • A per item fee $0.00
  • Cheque written by member returned NSF $20.00

Current Account - Pay Per Use

  • Monthly maintenance fee, statement $6.75
  • One free transaction for each $1,500 in minimum monthly balance
  • Deposit $1.00
  • Withdrawal in branch $1.00
  • Cheque, preauthorized debit, preauthorized credit $1.00
  • Direct payment purchase / point of sale $1.00
  • ATM withdrawal or bill payment $1.00
  • Cheque originally deposited and has been returned $6.00

Flat Fee Business Account

  • Monthly maintenance fee for service package, statement $50.00
  • Up to 75 transactions included
  • After 75 transactions, a per item fee $1.00
  • Cheque originally deposited and has been returned $6.00
  • Operating line of credit mandatory

Flat Fee Agricultural Account

  • Monthly maintenance fee for service package, statement $20.00
  • Up to 50 transactions included
  • After 50 transactions a per item fee $1.00
  • Cheque originally deposited and has been returned $6.00
  • Operating line of credit mandatory

Banking Service Charges

Bank drafts

  • Canadian $7.50

Certified cheques

  • Member’s request $10.00
  • Third party request $20.00

Foreign cheques cashed

  • Excludes all US currency cheques and American Express traveller cheques in any foreign currency $3.00

Money Orders

  • Canadian $7.50
  • U.S. $7.50

NSF cheque

  • written by member which is returned $45.00
  • NSF U.S. currency cheque written by member and returned $45.00

Overdraft

  • handling fee per item fee $6.00
  • unauthorized in account $6.00

Safety Deposit Box – annual rental fee

  • Small box (1 ½ in.) $35.00
  • Medium box (2 ½ in.) $45.00
  • Large box (5 in.) $75.00
  • rental billing notice mailed or late payment fee $15.00

Stop Payments

  • Complete details $12.50
  • Incomplete details, but must have amount $17.50

Transfer

  • between accounts to cover overdraft $6.00

Traveller Cheques

  • Standard cheques with single signature 1.00%

Utility bill payment

  • Error correction $15.00
 

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