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Becoming A Member

Member Benefits

To us, you’re more than just a number – you are a member and an owner.

Owning a member share means you have a say in how things are done and your opinion really does matter. Not to mention you will share in the profits, just take a look at member rebates and dividends paid over the years.

Plus, the Credit Union is all about choice. We offer a full range of products and services, including savings and chequing accounts, personal, commercial and agricultural lending, term deposits, index-linked deposits, mutual funds offered through Credential Asset Management, Credit Cards and more.

Another benefit is our unsurpassed service. Serving People with People really sets the tone for how business is run. Our members aren’t divided into profitable and non-profitable members like many other institutions and lending decisions are made on site by staff who know the local economic situation.

Our community re-investment program also speaks volumes of our commitment to our community. We are committed to strengthening the community and the membership that has helped us grow to where we are today. Membership is open to everyone and we welcome you to experience Banking Like it Used to Be!


(Oct. 31)

Dividend Paid

Personal Loan Interest
Rebate Paid

Personal Mortgage
Interest Rebate Paid

Interest Rebate Paid

2014 1.10% 3.00% 1.00% 0.40%
2015 1.00% 1.50% 0.50% 0.20%
2016 1.00% 1.50% 0.50% 0.25%
2017 1.00% 1.50% 0.50% 0.25%
2018 1.20% 1.70% 0.60% 0.35%
2019 1.75% 2.30% 1.05% 0.50%
2020 1.00% 1.50% 0.50% 0.25%
2021 1.00% 1.25% 0.50% 0.25%
2022 1.15% 1.25% 0.50% 0.25%
2023 1.25% 1.50% 0.75% 0.50%

Mutual funds are offered through Credential Asset Management.


Referral Program

We want to reward you!  Simply refer your friends and family and we'll give you $50!* On top of that, the new member will receive a FREE MEMBERSHIP ($25 value).

*some conditions apply