Mortgages

Live the life you deserve today with a mortgage from Southwest Regional Credit Union!

Conventional

  • Up to 80% of the value of property for purchases and equity takeouts.
  • New Construction Mortgages available

High Ratio Insured

  • Up to 95% of the value of property on purchases


Acceptable properties:

  • Single family dwelling
  • Semi-detached dwelling
  • Farm property
  • Vacation property
  • Rental property

Features:

  • 6 months to 5 year terms
  • Up to 25 years amortization
  • Insurances available – life, disability, critical illness and job loss
  • Progressive advancing available
  • Penalty-free prepayment options available
  • Weekly, bi-weekly, semi-monthly or monthly repayments

​​​Take a look at our latest mortgage rates.

Enjoy the advantages of a Southwest Regional Credit Union Mortgage

  • Great rate, guaranteed for 90 days – if the posted rate changes during the 90 days, you’ll get the lower rate.
  • Flexible prepayment options – Prepay up to 15% of your principal annually, without penalty. Increase payments by up to 15% annually.
  • Portable – Take your mortgage with you if you move, penalty-free.
  • Personalized support – Our team of mortgage experts will make sure you have tailored advice and a plan for every step of the process.
  • Mortgage Protection Insurance – Get a low rate (and peace of mind) on mortgage insurance.
  • Skip a payment – We know life happens. Payment deferrals available.

​​​​Need a hand?

​​​Meet with one of our Mortgage Specialists. They'll be happy to guide you through every step of the process.

​​​​Mortgage Calculator

​​​Choose a mortgage rate and we'll help you figure out a payment option that works for you.