Accounts

Regional Account

  • A complete package of personal banking services with one low monthly fee* (included 50 debit transactions per month)
  • After 50 debit transactions per month, a per debit fee applies
  • $500 minimum overdraft protection (O.A.C.)
  • Free basic personalized cheques
  • No fee utility payments
  • No fee money orders, certified cheques, bank drafts
  • 33.33% off safety deposit box rental
  • No interest payable

Regional Account Plus

  • Convenient, all-inclusive, one low monthly fee*
  • Unlimited transactions
  • $500.00 minimum overdraft protection (O.A.C.)
  • Free basic personalized cheques
  • No fee utility payments
  • No fee money orders, certified cheques, bank drafts
  • 33.33% off safety deposit box rental
  • No interest payable

Maximizer Account

  • This account pools your deposits to give you the maximum available interest rate while providing you with convenient low-cost chequing
  • Tiered preferred rate of interest payable on balances of $500 or more
  • Maintaining a minimum monthly balance of $1,000 provides for 20 free debit transactions

Personal Chequing Account

  • One low monthly fee that includes 10 debit transactions
    per month
  • After 10 debit transactions per month, a per debit fee applies
  • No interest payable

Personal Chequing Plus Account

  • One low monthly fee that includes unlimited debit transactions
    per month
  • A basic, no-frills chequing account
  • No interest payable

Student Account

  • For members 18 to 25 years of age
  • No maintenance fees and unlimited transactions with all accounts
  • All Student/Youth accounts are available as either chequing or savings
  • Other fees may apply

Youth Account

  • For members under 18 years of age
  • No maintenance fees and unlimited transactions with all accounts
  • All Student/Youth accounts are available as either chequing or savings.

Plan 24 Savings Account

  • This account earns interest calculated on the minimum daily balance and paid quarterly
  • One free debit allowed for each $500 minimum monthly balance
  • Nominal fee levied for each debit payable at month end

U.S. Plan 24 Savings Account

  • For personal use only
  • Not insured by deposit insurance
  • An American dollar account
  • Account balance limit of $10,000 in effect

Community & Association Accounts

Southwest Regional Credit Union is pleased to offer our members two unique community-based accounts! These are the Community Account and the Association Account.

These two accounts are just one of the many ways Southwest gives back to the community. Each account is geared towards community associations, not-for-profits, and organizations, and intentionally designed with very low fees. This allows organizations to take advantage of an account without the worry of burdensome fees.

Find out which account your group or organization is eligible for!

Community Account

Our Community Account is for informal organizations or groups that have been created for a common-goal or purpose (i.e. sports team, Bridge Club, etc.). Organizations or groups operating with paid staff or are a retail business qualify for this account.

Association Account

The Association Account is designed for formal organizations or groups (i.e. church, not-for-profit, registered charity) that operate strictly on a voluntary basis.

* Please note that to qualify for the Association Account, one of the organization’s board members must have been a Southwest Regional Credit Union member for at least 90 days.

* Excludes network fees or surcharges.
Network Fees - by us for using other institutions ATM’s Surcharges - by other institutions for using their ATM

 

Find Branch/ATM

Enter address, postal code or branch name